Equipment Financing

Putting a lien on equipment in order to obtain financing.

A fast funding option with affordable interest rates enabling your business to replace, upgrade, or purchase the equipment necessary to keep your venture operating smoothly. Equipment financing can also serve as a type of asset-based financing, where the equipment itself is used to back up or secure the loan.

Contact us to learn more about Equipment Financing

Call us to speak to a loan specialist today.

Unsecured working capital when your business needs itSimple Equipment Financing

How funding works

A lien put on currently-owned equipment in order to obtain funds for any purpose
A lien put on equipment that you are looking to buy in order to obtain funds for its purchase

Rates are based on

The equipment’s age and condition
The equipment’s marketability (how easy it would be to sell)
Your credit
Your ability to pay back the loan

Required documents

Year to date bank statements and financials
Past two years tax return
Debt schedule
Appraisals document for the equipment

Ask yourself

Do you have any valuable equipment?
What is the age and condition of the equipment?
Are you looking to buy any valuable equipment?
Is the equipment semi-liquid and market ready?

Good to know

Equipment financing is a fast and simple way to fund up to 100% of the value of the equipment
Use our tax calculator to help identify your savings, first-year depreciation, and deductions.

Apply Now

Unsecured working capital when your business needs itSimple Equipment Financing

If you are an equipment dealer, vendor, or customer, contact us today to learn more about how our custom solutions can meet your needs.
Available for businesses of all sizes.
Leases with different payment plans can be set up to meet your cash flow needs. Options include:
- Seasonal payments
- Sale leasebacks
- Vendor pre-funding
- Step-down payments
- Step-up payments
- Deferred payments

Equipment financing may be available for the following industries:
- Asphalt
- Automotive / Transportation
- Computers / Software
- Construction / Trucking
- Industrial / Machine tools
- Logging / Forestry
- Mining
- Printing / Publishing
- Rental / Vocational
- Manufacturing / Welding
- Packaging
- Waste Management
- Material Handling
- More questions?

More questions? Visit our FAQ’s page for additional information.

What our clients are saying about our solutions

Our Financial Solutions and Business Services support our clients as they stay competitive and grow to keep our nation’s economy alive.

Professional staff helped guide us through getting our first business loan to acquire extra space and buy more shelving for our retail store. The loan helped us get an immediate return within 4 months as we got more in sales and a few self-checkout registers so there is minimal wait time for the customers.

Proud owner of a restaurant in California and was seeking capital to open a second location. My specialist at got me the exact dollar amount I needed to open, including renovation and equipment costs.

My specialist helped us get the funding we need to get some upgrades done. With low rates we were able to borrow and pay back overtime and noticed how we got more customers as a result. Loan paid for itself in 1-2 years!

Accelerate the growth of your business

Small Business Loans. Merchant Cash Advances. Payroll, HR, Employee Benefits. Websites & SEO.

100+

Specialists

Over 100 funding specialists to keep you going

15

Financing Options

15 financing options and small business products

$20M

Funding Up to

Unsecured funding up to $20,000,000

42

Hours

Get funding in 24 hours