Factoring

A business advance collateralized by your outstanding invoices

Invoice factoring is a way for small businesses to take out a loan against unpaid customer invoices to quickly unlock funds from pending invoices for operational expenses and growth opportunities.

Contact us to learn more about Factoring

Call us to speak to a specialist today.

Factoring made simple

How funding works

An invoice is a bill for goods or services already provided
A business sells its invoices to a third party (the factor) in order to meet its current obligations

Rates are based on

The invoice holder’s credit worthiness
The length of time until the invoice will be paid

Required documents

Sample invoice
Accounts receivable aging report

Ask yourself

Are you currently factoring any invoices?
Do you presently have a need for additional cash flow?

Good to know

We only factor business to business transactions
Residual account; represents an ongoing relationship
With factoring you have the chance to get paid for your invoices right away – no need to wait

Apply Now

What our clients are saying about our solutions

Our Financial Solutions and Business Services support our clients as they stay competitive and grow to keep our nation’s economy alive.

Professional staff helped guide us through getting our first business loan to acquire extra space and buy more shelving for our retail store. The loan helped us get an immediate return within 4 months as we got more in sales and a few self-checkout registers so there is minimal wait time for the customers.

Proud owner of a restaurant in California and was seeking capital to open a second location. My specialist at got me the exact dollar amount I needed to open, including renovation and equipment costs.

My specialist helped us get the funding we need to get some upgrades done. With low rates we were able to borrow and pay back overtime and noticed how we got more customers as a result. Loan paid for itself in 1-2 years!

Accelerate the growth of your business

Small Business Loans. Merchant Cash Advances. Payroll, HR, Employee Benefits. Websites & SEO.

100+

Specialists

Over 100 funding specialists to keep you going

15

Financing Options

15 financing options and small business products

$20M

Funding Up to

Unsecured funding up to $20,000,000

42

Hours

Get funding in 24 hours